Zhafran Mikhail And Partners Sdn Bhd. was established in 2018 with the aim to provide
comprehensive credit management solutions over a broad spectrum of business and
industries. Today, we are a secure, banking industry compliant agency with a sterling record
of debt recovery and a strong focus on debt collections.

Since its inception, Zhafran Mikhail And Partners has made a significant progress growing
from a small debt recovery company to a larger organization armed with a vision to deliver
the highest recovery standards in the country. Our national and regional operations are
guided by the expertise of our Kuala Lumpur headquarters in order to deliver innovative
solutions, backed by consistent, in-depth and insightful reporting that allow our clients to
focus on developing and growing their business.